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Terms & Conditions
Acceptance of Terms
​By accessing and using the website [www.prestigehomeloans.com] (“Site”), you agree to be bound by th ese Terms and Conditions and all applicable laws and regulations. If you do not agree, please do not use this Site
Licensed Services
Prestige Home Loans LLC is a licensed mortgage broker in the Commonwealth of Massachusetts, not a lender or underwriter. We do not make or fund loans directly. All mortgage applications are arranged through third-party lending institutions. Brokerage services are provided solely by Brett Ebbighausen (NMLS #1605201) and/or other licensed professionals operating within the regulatory scope of Massachusetts law and federal guidelines.
No Guarantee of Loan Approval or Terms
​Use of this website and submission of information does not guarantee loan approval, pre-qualification, or specific loan terms. All loan applications are subject to underwriting approval, verification of documents, and third-party lender review.
​Disclosures & Compliance
​We are committed to full compliance with applicable state and federal laws including:
- Truth in Lending Act (TILA)
- Real Estate Settlement Procedures Act (RESPA)
- Fair Credit Reporting Act (FCRA)
- Massachusetts Division of Banks mortgage broker regulations
Use of Site & Intellectual Property
All site content, including logos, text, images, tools, and layouts, is the property of Prestige Home Loans LLC. You may not copy, distribute, or modify our intellectual property without written consent.
Limitation of Liability
To the fullest extent allowed by law, Prestige Home Loans LLC, Brett Ebbighausen, and affiliated parties shall not be liable for any damages resulting from your use of this Site, including delays, system failures, or misinterpretation of information. This includes indirect or consequential damages.
Accuracy of Information
We strive to ensure accuracy, but do not warrant that all information is current, complete, or error -free. Mortgage rates and guidelines may change without notice.
Privacy & Data Security
Information submitted through this Site is governed by our Privacy Policy. While we take precautions , we cannot guarantee complete internet security.
External Links
We may link to third-party websites. We are not responsible for their content or practices. Use at your own risk.
Governing Law
These Terms are governed by the laws of the Commonwealth of Massachusetts. Disputes must be resolved in a Massachusetts court of competent jurisdiction.
​Contact Information
​Prestige Home Loans LLC | 58 Fremont Ave, Everett, MA | NMLS #2685666
Email: brett_ebbighausen@prestigehloans.com
Phone: (508) 801-3982
Broker: Brett Ebbighausen | NMLS #1605201